Understanding our investment services

Wealth Planning

• Gain an in-depth understanding of what matters to you
• Work together to develop realistic financial goals
• Develop and implement a customized wealth plan
• Review and update plan as life changes

Wealth management

• Prepare an asset allocation strategy aligned with your risk tolerance and time horizon
• Strategic implementation and review client investment portfolios
• Proactive reallocation of portfolios as market conditions change
• Cash management strategies

Risk management

• Identify and manage risk within investment portfolios
• Life insurance strategy, planning and review
• Long-term care insurance

Tax considerations

• Tax mitigation and minimization strategies
• Roth IRA conversions
• Tax-loss harvesting
• Coordinate with your tax and legal advisors to help you meet your financial goals

Estate planning services

• Review estate documents with internal legal partners
• Work with your estate planning attorney to help you meet your financial goals
• Legacy planning to help facilitate wealth transfers
• Professional trustee services
• Education planning and saving

Cash flow management

• Personalized or collateralized lending
• Securities-based lending
• Mortgage lending through our local and internal partners for best structure and rate

Philanthropy

• Annual gift planning
• Tax strategies to maximize donations
• Setting up family foundations
• Qualified charitable distributions (QCDs)

Value added services

• Personalized financial organizer
• Exit planning for business owners with accredited Certified Exit Planning Advisor